To understand the evolution of bank design, it is also necessary to grasp the fundamentals of America's banking and financial history, which go hand-in-hand with the creation of bank architecture. While the worldwide evolution of architectural styles played a major factor in the way banks look, developments in the financial history of the nation--depressions, panics, government monetary and banking policy--also played a critical role.

With more than 200 photographs and illustrations, this work studies the evolution of American bank architecture from 1781 (when America's first bank was founded) to new banks of the present day. It explores how and why the classically inspired structures built in late 18th century America, embodying strength and trust, evolved into the essentially anonymous bank buildings of today.