Broke Free Forever: Strategies to break free from living payday-to-payday.

Broke-Free Forever is the essential financial literacy resource: the complete guide to personal money management life-skills! Broke-Free Forever provides practical strategies and advice that can be used immediately. This book is chock-full of insider information, tips and tricks for making small changes today that will provide you with long-term financial benefits and the habits to move you toward financial freedom. Broke-Free Forever focuses on three areas: self awareness, financial literacy, and behaviour change. Broke-Free Forever has more to offer than any other book on personal money management. Broke-Free Forever provides insights into: -the 'why' behind your money behaviours -your money personality -why budgeting often fails -how to set goals that you CAN achieve -how to fix the discrepancy between how money enters and exits your life -the costs of debt (that your banker and your mom didn't tell you!) -how to improve your credit -rules of engagement for resolving disputes and conflict -access to the on-line resources, exercises, downloads and e-support!