A step-by-step introduction to the world of personal finance. It is written expressly for the beginning investor or financial planning student who has had no previous financial training. Enables the reader to understand and evaluate the most common financial investments including stocks, bonds, mortgages, retirement plans, education savings programs and other special needs plans to meet future targeted goals. An excellent introduction to the use of the HP-12C financial calculator. See www.regentschoolpress.com for additional information.