Bank resources: formation and increase of efficiency of utilization

The monograph is devoted to the study of the resource base of a commercial bank as a key factor of its stability and competitiveness. The theoretical foundations of resource formation, their structure and content, as well as the impact of digitalization, regulatory changes and customer behavior are considered.Methodological approaches to the assessment of resource potential are presented and reserves for increasing efficiency are identified. The directions of resource policy optimization are substantiated. The monograph will be useful for specialists in the field of banking, financial management, as well as undergraduate and postgraduate students studying the functioning of financial institutions.