General Insurance Handbook for Everyone

This handbook is an essential resource for navigating the complex world of insurance, tailored for both industry professionals and individuals seeking in-depth knowledge. It covers a wide range of topics, ensuring a thorough understanding of commercial/industrial and retail insurance.

Contents Include:

• Introduction to Insurance: Foundational principles and the role of insurance in risk management.
• Types of Insurance:
• Commercial/Industrial Insurance: Property, liability, business interruption, workers' compensation, marine and cargo, and professional indemnity insurance.
• Retail Insurance: Home, auto, health, life, travel, and personal liability insurance.
• Risk Management and Assessment: Techniques for identifying, analyzing, and mitigating risks.
• Underwriting and Claims: Processes for evaluating risks, calculating premiums, and handling claims.
• Policy Structures and Provisions: Understanding policy components and customizing coverage.
• Regulatory and Legal Considerations: Overview of laws, regulations, and compliance requirements.
• Resources: Glossary, sample documents, regulatory bodies, and further reading materials.

This comprehensive guide is designed to equip readers with the knowledge and tools needed to effectively manage insurance needs in both commercial/industrial and retail contexts.

The author of the book has more than 57 years of experience in the field of insurance. He has worked Oriental Insurance, IFFCO and IFFCO-TOKIO General Insurance Company (ITGI). This book reflects his vast knowledge and experience in this field.