Digital Assets, Regulation and Monetary Transformation in Africa: West Africa's Harmonisation Journe

Africa stands at a historic financial crossroads. As governments race to regulate virtual assets and blockchain technologies, a second transformation is already underway: the emergence of the Digital Yuan as a new force in global trade and cross-border settlement. In this groundbreaking volume, Caleb Kwaku Afaglo brings together two influential policy works. The first provides a comprehensive analysis of digital asset regulation across Ghana, Nigeria, Senegal, and Côte d'Ivoire, examining compliance with FATF Recommendation 15 and the future of virtual asset service providers across ECOWAS. The second explores the strategic implications of China's Digital Yuan and reveals how African governments, regulators, financial institutions, and entrepreneurs can position themselves within the next generation of global payment infrastructure. Combining regulatory intelligence, economic analysis, and practical policy recommendations, this book serves as an essential guide for policymakers, regulators, financial institutions, investors, fintech leaders, researchers, and digital asset innovators seeking to understand Africa's rapidly evolving digital finance landscape. The future of African finance will not be shaped by technology alone, it will be shaped by those who understand the rules, build the infrastructure, and seize the opportunity.